First Home Owners - Serviceability Analysis

When looking to purchase your first home the two most important questions you need answered include:
1) How much can I borrow? and
2) How much can I afford to repay each fortnight/month?
Evolution Finance specialises in answering both of these questions for you in a matter minutes.
We have access to over 15 different lending institutions (including the big 4 banks) which allow us to source the loan which is perfect for you.

We obtain of the lenders serviceability calculations and requirements and do all of the shopping around for you.

When considering your borrowing capacity we analyse your:

Total income - salary/wages, self employed income, dividends and your
Total expenses - personal loans, living costs, monthly commitments

This allows us to determine how much you can afford to borrow and repay in your current situation. We also consider important factors like current interest rates and the likely hood of their near term movements, as well as the term of the loan and the different lenders policies and criteria.

The loan calculations are often quite complex and differ between lenders almost all of the time.

Let Evolution Finance help you determine the loan amount and repayment schedules that suit your lifestyle and find the best loan product in the market for your situation.

Our serviceability analysis is provided FREE OF CHARGE so why not make an appointment with Shantel today.