Business Risk Management

What would happen to your business if one of your directors, partners or managers suffered a serious illness or injury and passed away or was unable to work for an extended period of time?

Would your business survive financially and what would be the cost to replace these key people both in dollar terms and lost business?

At Evolution, we believe in protecting the business that you are building which includes your valuable managers, fellow partners and directors and any other staff that would cause a major disruption to your business if they were unable to work.

We offer a suite of insurance products that protect you and your colleagues from various events, illnesses and injuries including:

1) Life Insurance
2) Trauma Insurance
3) Income Protection Insurance
4) Total Permanent Disability Insurance
5) Business Expense Insurance

Statistics say that –
1 in 2 Australians will suffer a traumatic event ie heart attack, stroke, cancer during their working life.
1 in 3 Australians will be off work for more than 3 months during their working life due to illness or injury.
When a person is off work for more than 3 months, then the average total amount of time off work for that illness or injury is 4.2 years.

Key man insurance is therefore very important for the continued, successful running of your business.

Please speak with one of our financial advisers and implement some strategies to protect yourself and your business today.